How to open a my Social Security Account
My Social Security Account
All about Social Security account – Is an online tool which allows you to manage and follow your status regarding your Social Security benefits.
This article will talk about the importance of opening a my Social Security Account.
And most importantly, you will see how anyone can open an account, and login to it whenever you desire.
Check out more about this Social Security account
Requirements to open a my Social Security account
There are some requirements to open a my Social Security account.
Therefore, in order to do so one needs to:
- Have a valid email address;
- Have a social security number;
- Be at least 18 years old;
- Have a U.S mailing address;
How to create a my Social Security account
- First of all, to start creating your account you need to go to socialsecurity.gov/myaccount;
- There, select Sign in or Create an account and select Create an account;
- Read the terms of service and choose I agree to the terms of service and select Next;
- Fill in the blanks with your personal information in order to confirm your identity;
- The Add Extra Security box offers an optional extra level of security;
- In case you want an extra level of security, check Yeah, let’s start now and choose your desired extra security verification;
- In case you don’t want the extra security, select No, maybe later and click on Next;
- On the next page answer the fill-in personal questions and select Next;
- On the following page you can choose your username and password, and provide your email address;
- It is highly unadvisable to use your social security number or full name as your password;
- Furthermore, select your reset password questions; these questions can be used to reset your passport in case you forget it;
- Finally, select how you would like to receive your security code, by email or by phone;
- Soon after, you will receive an email or text message, depending on your choice, with your code;
- Input your account activation code at the bottom of the page within 10 minutes after receiving it;
How to Sign in to your my Social Security account
There are 2 steps that you need to follow when logging in to your my Social Security account:
- First, input your Login and Password;
- Enter the security number you will receive;
Why create a my Social Security account
There are many benefits to having a my Social security account. An account allows you to manage your benefits, check the veracity of the information about you and change information.
What is most important, is that all this can be done online, from the comfort of your own home.
The list of potential benefits of having a my Social Security account includes:
- Receiving a personalized estimate of your future benefits based on your current earnings;
- Being able to check your earnings annually to verify if Social Security has your correct earnings history;
- You will also be able to check if the estimated Social Security and Medicare taxes you paid are correct;
- The ability to request a replacement Social Security card;
- Being able to check the status of your applications and appeals;
- Receiving a benefit verification letter with legal value that has important information about your current status in relation to Social Security;
- Finally, If you receive benefits from Medicare, you will be able to request a replacement Medicare card;
Moreover, there is a very important reason to create a my Social Security account: to prevent information theft.
In the digital age, it has become much easier to use citizens’ personal information in order to steal their benefits.
All one needs to be able to steal your information online is to have your name, address, date of birth and social security number. Additionally, they would also need to know the answers to some questions the my Social Security site asks to test the veracity of your identity.
However, the answers to these questions, which are all about financial transitions and the user’s possessions, are not hard to acquire. Most of this information can be found online and in public records.
Therefore, upon gaining access to your account, anyone can change your mailing address and your direct deposit banking information.
Social Security Number
The SSN or Social Security Number was first used in 1936 with the objective of keeping a record of workers’ earnings.
Today, 83 years after the Social Security act was passed in 1935, the primary objective of the SNN is still the same.
However, the SNN’s role grew to become something more important. With more than 450 million original SSN’s issued since 1936, the SSN is now a sort of an unofficial national identifier.
In fact, currently almost all Americans have one.
Why is it important to have a Social Security Number
The SSN is a number composed of 9 digits, assigned individually, and allows the government keeps track of your contributions to Social Security.
Without one it is not possible to calculate one’s eligibility to receive their benefit payments.
Moreover, it is very much harder to be hired for a job without a Social Security Number.
Employers will always ask for you Social Security Number, because they need to report it to the Internal Revenue Service(IRS).
herefore, an affidavit needs to be made in case you don’t have a SSN and your employer still wants to hire you.
Other reasons to have a Social Security Number:
- It is required to open an account in a bank or any other financial institution;
- Since 1970, banks require citizens’ Security Numbers to open an account or to have certain types of insurance;
- A Social Security Number is needed to get a federal loan;
- Certain types of public assistance such as unemployment benefits or disability benefits require a Social Security Number;
- A Social Security Number is needed to subscribe to Medicare;
- The federal law requires applicants to provide a Social Security Number in order to obtain a passport;
- To have a driver’s license it required to provide a Social Security Number;
- It’s essential for tax returns; the IRS uses the SSN to match the income you report with the income your employer reports to be paying;
All about Social Security – Click here.
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